Agenda

8:30 AM – 8:35 AM
Welcome and Opening Remarks

8:35 AM – 9:25 AM
Client-Side Strategies: 2026 Medicare Updates & Revisions (CFP)
The latest changes to Medicare, including renegotiated prices for medications and updated annual out-of-pocket caps, mean it may be time to revise client strategies. Review the top Medicare client concerns, including increased premiums and deductibles, telehealth, out-of-pocket caps, payment plan options and more.
Troy Albrecht – Account Manager, Action Benefits, Southfield
Bob Ingram, CFP – Certified Financial Planner, Center for Financial Planning, Inc., Southfield
Credits: 1.0 OT

9:35 AM – 10:50 AM
Planning for Change: Income, Property & Basis Edition (CFP)
Eldercare planning is a perpetual practice as changes in expenses, income streams and real estate can create new opportunities or trigger contingencies. Investigate the issues impacting tax planning and administration which include exploring types of trusts. Plus, discuss the CPA’s role as an advisor and when acting as the trustee.
Raymond T. Rowe, CPA, JD – Attorney, Raymond T. Rowe PC, Troy
Credits: 1.5 OT

11:00 AM – 12:15 PM
Adapting Trusts for Evolving Eldercare Needs (CFP)
As clients age or experience illness or cognitive decline, they become increasingly vulnerable to financial exploitation and poor decision-making. This program explores how trusts can be structured to protect assets, prevent abuse, and adapt as a client’s health and capacity change. Participants will also examine how trusts coordinate with durable powers of attorney and healthcare directives to create effective eldercare planning strategies.
Sanford J. Mall, JD, CELA, CAP – Founder and Senior Partner, Mall Malisow & Cooney, PC, Farmington Hills
Matthew M. Wallace, CPA, JD – Estate Planning and Elder Law Attorney, Wallace Law Firm, PC, Port Huron
Credits: 1.5 OT

12:15 PM – 1:00 PM
Break for Lunch

1:00 PM – 1:50 PM
The Role of Long-Term Care Insurance in Eldercare Planning (CFP)
According to a 2019 U.S. Department of Health study, 70% of adults aged 65 and older will need long-term services and support, including long-term care which is not fully provided for, if at all, by either private insurance or Medicare. Determine the role of financial advisors in evaluating options and develop awareness of when these options fit with the overall scope of retirement planning.
Erich Dyer – Owner/Insurance Planner, Dyers Group, St. Clair Shores
Credits: 1.0 OT

2:00 PM – 2:50 PM
Building Custom Transitions for Housing, Care & Cost Planning in an Aging Population (CFP)
No two people age alike, and, depending on the level of care needed, where one chooses to age can have costly consequences and specific safety concerns. In this presentation, we will examine the spectrum of housing and care models from aging in place with home care to the various levels of care available in other communities, including independent living, assisted living, memory care, and skilled nursing. Special focus will be placed on understanding cost trends, projecting long-term care expenses, and integrating financial tools and strategies to protect assets while ensuring quality of care.
Becky Eizen, MBA, CSA, CDP, CADDCT, BCPA, CLTC – Founder & CEO, Eizen Consulting Group, LLC, Southfield
Credits: 1.0 OT

3:00 PM – 3:50 PM
Aging With Dignity: A Guide to HCBS Options & Eligibility (CFP)
The Michigan Choice Waiver and federal Program of All-Inclusive Care for the Elderly (PACE) allow members of the aging community, as well as those with chronic health conditions, live more independently by leveraging home- and community-based services (HCBS). Review the components of each program as well as eligibility requirements for HCBS and develop long-term care planning strategies for eligible clients.
Jadwiga (Yaja) Reffitt, MA, BA – Director of Intake, Sales, and Enrollment, PACE Southeast Michigan, Southfield
Credits: 1.0 OT

4:00 PM – 4:50 PM
Planning for Scams: Assessing the Unknown Unknowns of the Digital Age
Voice clones, deepfakes and phishing – according to the AARP, AI-related fraud is on the rise, with 70% of seniors expressing concern they will become targets. From monitoring alerts to power of attorney, review traditional and emerging approaches for defending clients and their assets against scams and identity theft in the age of social media and AI-assisted fraudsters.
Kristen Stinedurf, JD – First Assistant Attorney General, Michigan Department of Attorney General, Lansing
Credits: 1.0 OT

4:50 PM
Program Adjournment

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